Compare German Banks
Find the perfect bank account based on fees, features, and English support. All information verified and up-to-date for 2024.
Choose the bank that fits your situation. Each option below serves different needs, from expats and students to investors and long-term residents.
Best for Expats & Students
Monthly Fee€0
Card Fee€0
- Full English app & support
- Free Mastercard debit card
- Fast online signup
- No income requirement
Best for Branch Banking
Monthly Fee€0*
Card Fee€0
- Free with €700/month deposit
- Large branch network across Germany
- Traditional German banking
- Optional English support
Best for Travelers
Monthly Fee€0*
Card Fee€0
- Free with active status
- Unlimited worldwide ATM withdrawals
- Visa debit card included
- Strong online banking
Best for Salaried Employees
Monthly Fee€0*
Card Fee€0
- Free with €700/month deposit
- Modern mobile banking app
- Visa debit card included
- Reliable traditional bank
Best for Active Users
Monthly Fee€0*
Card Fee€0
- Free with regular activity
- Visa debit + girocard
- Strong trading features
- Backed by Commerzbank
Best for Cashback
Monthly Fee€0
Card Fee€0
- Cashback on everyday purchases
- Investment & crypto features
- Modern app-based banking
- No monthly base fee
Best for Investors
Monthly Fee€0
Card Fee€0
- Commission-free ETF & stock trading
- Interest on cash balance
- Modern investment app
- Visa debit card included
Bunq
Best for Flexibility
Monthly FeeFrom €0*
Card FeeVaries
- Fully English banking
- Multiple IBAN accounts
- Savings with interest
- Sustainable focus
Best for Sustainability
Monthly Fee€0* (Now plan)
Card Fee€0
- Fully English app
- Free plan under 21 or €500 income
- Sustainable banking model
- Visa debit card included
Quick Comparison Table
| Bank | Monthly Fee | Card Fee | English | Free Withdrawals | Rating |
|---|---|---|---|---|---|
| N26 Top Pick | €0 | €0 | ✓ | 5/month | 4.7/5 |
| Commerzbank | €0* | €0 | ✓ | Unlimited at own ATMs | 4.5/5 |
| Vivid | €0 | €0 | ✓ | €200/month free | 4.4/5 |
| DKB | €0* | €0 | ✓ | Unlimited worldwide | 4.0/5 |
| ING Germany | €0* | €0 | ✓ | Free at €50+ withdrawals | 4.1/5 |
| comdirect | €0 | €0 | ✓ | 3x free/month | 4.4/5 |
* Conditions may apply. Some accounts are free only with minimum monthly deposits.